PANQR · QR ORCHESTRATION

One API for local QR payments.

PanQR helps banks, wallets and PSPs read supported QR formats, route payments through available partners and return a consistent transaction status.

The customer stays inside your product.

Discuss a PanQR pilotSee how it works
ORIGINBank App /Wallet / PSPPanQROrchestrationONE APIROUTELocal QR Scheme /Payment Partner
WHY PANQR

Local QR systems were not built to work together.

Each market can use its own QR format, merchant data and payment rails. PanQR creates a common technical layer between supported QR schemes and available payment partners.

Different QR formats
One structured payment request
Different partner APIs
One transaction model
Different local rails
One integration path
HOW IT WORKS

From QR code
to payment route.

PanQR turns different QR formats and partner connections into one structured payment flow.

01

Read

Receive the scanned QR code or existing QR payload.

02

Interpret

Identify the supported format and available payment data.

03

Route

Match the request with an available partner route.

04

Return

Send back a consistent status and transaction reference.

PanQR provides QR recognition, normalisation and routing. Payment execution and settlement are provided by approved partners.

BUILT FOR

Add QR payments to the product
your customers already use.

PanQR is built for financial products that need access to supported local QR payment routes without a separate integration for every scheme.

01

Banks

Add supported cross-border QR payment journeys to an existing mobile banking application.

02

Wallets

Expand QR payment coverage without integrating every local scheme and provider separately.

03

PSPs

Offer supported QR payment capabilities through an existing merchant or partner API.